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Where to find us 2 Locations
41 Leach Street, New Plymouth 06 757 3585 06 757 3585 Today's Hours: 9.00am - 5.30pm View Stock
493 Devon Street East, New Plymouth 06 281 1925 06 281 1925 Today's Hours: 9.00am - 5.30pm View Stock
Call us today 06 757 3585 06 757 3585

Finance Information

We offer quick & easy, competitive vehicle financing through Merit Cars, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

At Merit Cars we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

You will see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.

Merit Cars can provide you with:
  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options if you don't have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.

MTF Related Information

Cost of borrowing and standard terms
Information on interest rates, how interest is charged, and on our credit and default fees.
http://www.mtf.co.nz/cost-of-borrowing.html

General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs

What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints

As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, reposession?
https://www.udc.co.nz/borrowing/customer_service/hardship

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